National Independent 
Specialist Credit Insurance 

bad debt protection for all size of BUSINESS













Our vision is to enable all companies that require Credit Insurance to obtain it at a competitive premium and to help them grow their business whilst protecting them from bad debts, by providing unrivalled independent advice from our service team.

Rycroft aspire to be the number one Independent Credit Insurance Broker of choice, the company to go to when you require experience, expertise and dedication. We work hard, so you don't have to!

Rycroft have access to the whole Credit Insurance market and are highly valued, not only by the insurers, but also our business partners and most importantly our clients, this is due to our experience and knowledge and the solutions we provide, ensuring that you have the most suitable cost effective policy tailored to your unique business requirements whilst saving you time and money.

Your business is central and put first when making our vision a reality, this is demonstrated by the loyalty of our clients and the service they receive by the team which leads to our high retention.

As your Broker we strive to achieve up to date knowledge in sectors and countries in an ever changing and challenging economic climate which in return will help support your business to become more successful. With our access to market intelligence we can support you in making the right decisions and avoid uncertainty and risks leading to organic business growth. Our service is tailored to your individual needs, we will provide you with the confidence and peace of mind so you can focus on becoming more successful.










Maggie Brotherson
01543 - 415040









Get In Touch
Privacy Policy


We recognise our responsibility  to treat your personal information with care

and to comply with all relevant legislation,In particular the Data Protection

Act 2018 and the EU General Data Protection Regulation (GDPR) - the

"legislation". This notice covers-our requirement to provide you with

information on how and why we use your personal data and of your rights

Data Controller

We have provided you with a quotation and/ or administer your Insurance

policy and are classed as the "data controller" which means we process your

data. The contact details are shown at the foot of this notice. Your data may

be passed to other parties, including Insurers, for the purpose of arranging 

your insurance. These parties could also be data controllers and where

necessary will issue their own Data Protection Privacy Policy Notice. 

Disclosure of your personal information

As necessary part of providing you with the services described above

we may need to disclose your personal data to other third parties.

These may include.

Computer bureaux/software Houses, Insurers, Other Insurance

Intermediaries, the Police and other law enforcement bodies.

Fraud prevention and detection

To prevent and detect fraud may at any time:-

1. Share information about you with other organisations and

    public bodies Including the police.

2. Check  and/or file your details with fraud prevention agencies

    and database.

3. Undertake additional fraud searches.

We can supply on request further details of the database which

we use.

Personal Information

We will use personal information about you mainly to provide you

with a quotation from Insurers, arrange and administer your policy

if you buy one through us. arrange Premium Finance/consumer

Credit if required, inform you about our other products and Services

and statistical analysis.

some of the personal information we ask you to  provide may be 

sensitive (special category) as defined  in the legislation. We. can

collect such information for insurance purposes without your

specific consent, but  it will only be used for the purposes set out 

above. If you  give us information about another person, in doing so

you confirm that they have given you permission to provide it to us

and that we may use their personal data in the same way as your

own as set out in this notice.


Automated decision making and profiling (if relevant)

For our on-line systems we carry out automated decision making to


whether we can provide insurance to you and at what price. For all our

 quotation systems we may use external data from Credit Agencies,

Electrical Roll, etc. to help in decision-making on pricing and risk


This may be regarded as "profiling" as defined in the legislation.

The legislation for both of these requires safeguards in the event  that

they have a legal or similarly significant effect on individuals. We do not

consider that our processing poses such risks, but you have rights to

further information on these processes as explained below.

Retention Period

Your data will not be retained for longer than is necessary and will be

managed in accordance with our data retention policy. In most cases

the period will be a maximum of 7 years following the expiry of an

insurance contract unless we are required to retain the data for a

longer period due to

business, legal or regulatory requirements.

Legal Basis for processing your personal information

We are required to have lawful basis (as defined) in order to process

your personal data and the relevant bases which we use are shown in

the table below.


We may contact you by email, text, telephone, mail or other agreed

means to keep you up to date about our products and services. The

legislation allows us to do this in our own commercial interest for curtain

communications with previous customers. in other circumstances we can

only do so with your explicit consent. In all cases you can opt out from

receiving such communication at any time.

Your Rights

You have the following rights in relation to our processing of your

personal data:-

1. The right to be informed about how we use your personal data

(This Privacy Notice)

2. The right to see a copy of the personal information we hold about

you (In most cases this will be free of charge)

3. The right to have personal information rectified  if inaccurate or


4. The right of erasure of your personal information where there is no

compelling reason for its continued processing.

5. The right to restrict processing in certain circumstances, e.g if its

accuracy is being contested.

6. The right to data portability which, subject to certain conditions,

allows you to obtain and reuse your personal data across different


7. The rights to object to certain processing including for the purposes

of direct marketing.

8. Rights to information in relation to automated decision making and


Contact us/Complaints

If you have a complaint about how we use your personal information,

please contact us at the address below. You also have the right to lodge

a complaint with the information commissioner's office at time. For

further information on this Privacy Notice, to access your personal

information or to exercise any of your other rights, please contact

Rycroft Associates LLP, The Old Bakery, Shaw Lane, Lichfield,

Staffordshire, WS137AG

Rycroft Associates Llp is authorised and
regulated by the 
Financial Conduct  Authority (FCA) No 308299
Rycroft Associates LLP 
The Old Bakery, Shaw Lane, Lichfield
Staffordshire. WS137AG
Copyrights of Rycroft Associates LLP -
All Rights Reserved
  • LinkedIn Social Icon
  • Twitter Social Icon